Posts by Chad Kelly
Speeding ticket fines are a good deal!
The Hidden Costs of Speeding Tickets: Why Insurance Surcharges Matter More Than the Fine Speeding tickets may seem like a minor hassle, but in Ohio, the repercussions stretch far beyond the initial fine. With the average speeding ticket costing less than $200, many drivers overlook the long-term financial damage caused by insurance surcharges, which can…
Read MoreKeep Your Vehicle Cozy and Your Wallet Happy
Got a special vehicle you can tuck away from the salt and snow this winter? Lucky you! At Kelly Insurance, we’re here to help you save big while your ride hibernates. You can reduce or even suspend coverage on your seasonal vehicle—just let us know! Here’s what you need to keep in mind: Ready to…
Read MoreWhy Consulting an Insurance Agent Before Making an Offer on a House is Crucial
Why Consulting an Insurance Agent Before Making an Offer on a House is Crucial Navigating the housing market today requires more than just financial planning—insurance considerations are now vital. With the insurance market under strain and premiums rising, talking to an insurance agent before making an offer can save you from unexpected costs and complications.…
Read MoreThe Hidden Costs of Speeding Tickets: A Cautionary Tale
Speeding tickets are more than just a financial slap on the wrist—they can wreak havoc on your wallet for years to come. As an insurance professional, I’ve seen firsthand how these violations drive up insurance premiums, often by $600 or more per year. But it’s not just about the immediate hit to your bank account;…
Read MoreIn Memory of Dale Christopher Kelly
A Tribute to a Remarkable Legacy With heavy hearts and profound respect, we announce the passing of Dale Christopher Kelly, known fondly as Chris, a cherished member of our community and the esteemed former owner of Kelly Insurance Agency in Cuyahoga Falls, Ohio. Dale departed this world on February 19, 2024, leaving behind a legacy…
Read MoreDodging Potholes
Protecting Your Finances from Insurance Potholes (by Avoiding the Ones in the Road!) We’ve all cringed at the thud of hitting a pothole while driving, but the repercussions go beyond discomfort. In this blog, we’ll delve into why steering clear of potholes is not just about a smooth ride but also about safeguarding your finances,…
Read MoreTips for Budget-Friendly Coverage
As auto and home insurance costs continue to climb, managing your budget effectively becomes paramount. The surge in premiums is influenced by economic shifts, increased repair expenses, and evolving risk assessments by insurers. To navigate this financial challenge, consider a proactive approach.
Start by reviewing your current coverage—ensure it aligns with your needs, adjusting limits and considering factors like vehicle age and property value. Seeking guidance from insurance professionals can provide valuable insights tailored to your situation, helping you identify potential discounts and necessary policy adjustments.
Exploring available discounts is a key strategy. Insurers often offer incentives for safe driving, multi-policy bundling, and home security installations. By tapping into these options, you can effectively lower your overall insurance costs.
Embracing technology is another avenue for cost management. Leveraging digital tools provided by insurers allows you to track habits and receive personalized tips. This not only enhances your risk profile but can also lead to additional discounts based on responsible behavior.
In the face of rising insurance expenses, taking these proactive steps ensures you maintain a budget-friendly approach without compromising essential coverage. Our team is here to assist you in optimizing your policies and securing potential savings. Your financial well-being is our priority—reach out to us for expert guidance tailored to your unique circumstances.
Read MoreThings change… your policy should, too!
“Insure Smart: Keeping Your Policy Sharp!” In our fast-paced lives, we often forget the importance of updating insurance policies. Yet, this simple task can profoundly impact our financial well-being. Let’s delve into why staying on top of your coverage and communicating changes is crucial. Regularly reviewing and communicating changes with your agent is essential for…
Read MoreHidden “Costs” to Home Claims
Way back when I was a kid, I remembered hearing adults throw around the phrase “It’s okay. I’ve got good insurance.” As an agent now with 28 years of experience, I’ve seen countless claims that could’ve been avoided but the insured definitely thought “it’s okay. I’ve got good insurance.” Problem, in retrospect there were always…
Read MoreHome Insurance & Other Structures
Your homeowners policy consists of many parts. Coverage A is for your dwelling, C is for contents, D pays if you’ve lost the use of your home, and there is a whole section on liability, too. This article deals specifically with Coverage B – Other Structures. Please, pull your policy right now and look at…
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