Keep Your Vehicle Cozy and Your Wallet Happy

Got a special vehicle you can tuck away from the salt and snow this winter? Lucky you! At Kelly Insurance, we’re here to help you save big while your ride hibernates.

You can reduce or even suspend coverage on your seasonal vehicle—just let us know! Here’s what you need to keep in mind:

  • Primary Vehicle Coverage: You still need to insure your main ride.
  • Documentation: We’ll document your vehicle’s seasonal status for your records.
  • Random Checks: If the state checks your insurance, we’ll have proof of your seasonal changes.
  • State Decisions: The Ohio Bureau of Motor Vehicles reviews exemptions case-by-case. Kelly Insurance can’t guarantee outcomes, so be aware of potential consequences.
  • Your Responsibility: Remember to add coverage back when your vehicle wakes from its seasonal slumber. Your “season” can start at any time!
  • Best Practice: We recommend keeping the vehicle on your policy with comprehensive coverage only (fire & theft) during the off-season. This way, it stays documented without liability coverage that’s required for driving.

Ready to save while your vehicle is tucked away? Contact one of our expert agents at 330-929-3056 today!

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